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At Alloy Insurance Partners, we provide auto insurance policies in the greater Dallas, TX area. We are committed to helping our customers find the best policies and coverage limits for them. However, we have found that one of the biggest hindrances for customers when finding the right policy is not understanding what insurance terms mean. Read along as we describe the differences between collision and comprehensive auto insurance.
Collison Auto Insurance
Collision auto insurance is exactly what it sounds like. Depending on the type of collision coverage you select, collision auto insurance helps to cover any vehicles you may have been involved in a collision or accident with or personal property that may have been damaged during a car accident. It may even cover your vehicle if it is involved in a car accident. Accidents happen, and collision auto insurance protects you if you are interested.
Comprehensive Auto Insurance
While accidents are one of the most common reasons why cars are damaged, collisions are not the only reason for damaged vehicles. Cars can be damaged if they are vandalized, if a tree limb falls on your vehicle, or if a flood happens. Comprehensive auto insurance helps to cover your vehicle from non-accident-related issues, including vandalism, weather, and theft. If you have a loan out on your car, you are likely required to carry both collision and comprehensive auto insurance.
Are you looking for a new auto insurance policy in the greater Dallas, TX area? If so, reach out to Alloy Insurance Partners today. We can help answer any questions you have, helping to guide you toward the best policy for your needs. Give us a call now to start the process.
