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Single-vehicle accidents are more common than many realize, accounting for nearly one-third of Texas traffic deaths. Both automobile and motorcycle operators can be involved in single-vehicle accidents. While the same coverage and liability issues apply to both types of vehicles, it is essential to know what to do if you are involved in a single-vehicle accident and how insurance treats these incidents. The Alloy Insurance Partners team, serving Dallas, TX, is here to answer your insurance questions and provide the coverage you need.
Understanding Fault in Texas Single-Vehicle Accidents
Texas is an at-fault state, meaning we determine who is at fault for vehicle accidents. Identifying the fault is critical to determining who is legally responsible for the cost of injuries or damages resulting from an accident. Even in single-vehicle accidents, more than one person or entity may be legally at fault. Surprisingly, the vehicle operator might not be partially or wholly at fault for the accident. The fault may be attributable to the following scenarios:
- Weather conditions like snow, ice, rain, or fog, even when moving slowly
- Road issues such as broken pavement, potholes, or other faults
- Hidden street signage
- Running into an animal or items falling from another vehicle
- Forced to swerve due to another vehicle negligently pulling into your path
- Vehicle manufacturer or mechanic errors resulting in a faulty vehicle
We strongly recommend obtaining a police report for all accidents. Safely documenting the accident scene can significantly help determine what is at fault. Do take pictures and videos to demonstrate the events you perceive caused the accident, especially when contributing factors exist.
Working with Alloy Insurance Partners
If you live in or near Dallas, TX, the team at Alloy Insurance Partners will ensure you have the correct automobile, motorcycle, and other insurance coverage. Stop by our office today or call us at (800) 527-2209 to get started.
